Family Protection

Family Protection

It's important to think through the "What If" questions.  What would happen to your family if you were injured or critically ill, or if you died?  We'll help you work up a plan for:

  • Protecting your dependantshow much money would they need available if something happened to you? Will your existing arrangements work? Do you need to adjust your will and estate planning?
  • Dealing with your liabilities: your mortgages, loans and credit cards. What effect will these have on your surviving family?
  • Protecting your income: how much money would you need to provide a cushion fund if you were too ill to work?  What benefits would you be entitled to? For how long? What’s your attitude to risk? 

Your family protection plan can provide a lump sum (or income) to replace any lost income due to death.   It might include:

We'll guide you to making the right choices so that your loved ones have some security if anything happens to you.

La Playa: Investing with Intelligence:  

  • Independent professional advice
  • “Can do” culture
  • First class personal service
Portfolio Policies Red Car Gold Jet 2

“I value [your] on-going personal flexible service, time and support”

Kate M, Private Client

 

Ready to work with us?

You can call us to talk more about your insurance on +44 (0)1223 200650 or +44 (0)20 3865 0149

What's Covered?

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About La Playa Private Client

Specialist & Independent

La Playa's Personal Risk Concierge service means advice you can trust - from an expert who understands you:

  • Specialist, global policies for affluent lifestyles
  • Independent, specialist advice
  • Boutique–style, luxury service
  • “Can do” culture
  • Worldwide capability with offices in London & New York

Independent and specialist
As an independent broker, we can advise on the best policies available - and on risk management measures including valuations, security, fire prevention and property marking - preserving the value of your property and giving you complete peace of mind. We have access to excellent terms with market-leading high net worth insurers.

In-house Wealth Management
We see insurance as integral to your financial planning - and our in-house financial advice team provides Wealth Management, Pensions and Financial Planning; a joined up approach with a team of advisers working for your best financial interests - all under one roof.

What does “Boutique Service” actually mean?
La Playa’s Personal Risk Concierge means:

1. A dedicated adviser so you can speak to the same person each time

2. Careful listening to really understand your needs and priorities

3. As much help as you need with completing forms to provide risk information

4. A discreet and complimentary appraisal* of your property to assess the risks and ensure you have the right cover where you need it

5. An independent market review market - so you don’t have to shop around comparing policies, cover limits, risks covered and smallprint exclusions

6. Careful monitoring of the insurers’ financial strength, claims and customer service

7. An independent recommendation of the best policy for you - and, importantly, why

8. Specialist policy wordings from underwriters who have demonstrated excellence and deep understanding of your risk exposures. We have analysed a wide range of policy wordings and have selected only the best for our panel. Our advisers have a deep working knowledge of these policies 

9. An intelligently designed portfolio of protection across multiple asset classes and territories

10. Advice on how best to manage your risks - to keep you safe but also to keep insurance costs down

11. Expert guidance on valuations, security and risk management, and connecting you with specialist advisers and suppliers

12. Direct phone, mobile and email access to your adviser for questions and advice. We aim to respond to emails within 60 minutes

13. Policy documents emailed to you - no logins and passwords to remember

14. An advocate beside you if you make a claim - thinking laterally to mitigate the impact, making useful connections to get you back up and running; driving through to a swift and fair financial settlement

Oh, and...

  • No call centres
  • No ‘hold’ music
  • No hidden fees

*subject to availability with our insurer panel

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