If your home contents include a jewellery collection, with inherited pieces and treasured gifts, research suggests you are probably significantly under-insured. And if you have a standard insurance policy, it may pay out a maximum of only £1,500 for a single item - which doesn't go far in replacing lost or stolen jewellery. You might not even have choice over whether or from whom you purchase a replacement.
Gold and diamond prices have changed drastically in recent years. Keeping up with changes and trends in the jewellery market can be time-consuming and difficult. But again, if you're not aware of the value of your jewellery, you could find yourself out of pocket after a claim.
The price of diamonds has increased by up to 40% in recent years, and gold prices have rocketed. As stones are bought in US dollars, fluctuations in exchange rates affect values strongly too.
We'll help with advice and valuations, providing world-wide cover for accidental loss or damage, without restrictions such as having settings checked every three years, or keeping items in safes overnight. You know how to look after your jewellery, so why would we want to interfere?
Valuation
We suggest you get a full valuation - we can help to arrange this, and some insurers even offer it as a free service. Click here to see our recommended jewellery valuers.
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