Every business should protect its most valuable asset: its people. So why not offer them the best possible protection?
…your curator is injured abroad and requires 2 months’ recuperation? How do you minimise the disruption to your business that's caused by the absence?
…your gallery manager falls ill abroad, just days before he was due to sign a major new contract for an exhibition? How do you take care of your valuable employee and still secure the contract?
Five reasons why you shouldn't be without Business Travel and Personal Accident Cover:
* insurance premium tax in addition.
If something does go wrong abroad, you want your claim to be paid in full and without fuss. Read our tips on how to get your travel insurance claim paid to find out what you can do.
Claimant travelled to Malaysia on Business. Whilst there an explosion occurred at his accommodation, this resulted in him suffering 48% burns to his head, face, arms and back. Due to the severity of his injuries two family members were flown out to be with the claimant. Following his admission to hospital the claimant passed away due to the injuries suffered from the accident. The policy held by the Insured was for Personal Accident and Business Travel. In view of the cover taken out a claim was paid for the appropriate benefits under the Personal Accident policy, together with costs incurred under the Medical section, this including the travel, sustenance and accommodation expenses of the two relatives. Additionally, the Personal Effects that were destroyed in the explosion were also paid for.
Total claim: £580,000
An employee for a passenger shipping company was rendered paraplegic after a horrific car accident. Contact was made with his consultant to determine if the condition was permanent. As soon as this was established, the claim was settled for the permanent total disablement benefit, payable under the policy.
Total claim: £195,000
Claimant travelled to Spain, whilst walking out one evening she was run over. Tragically, she passed away. Due to the circumstances of the incident her parents travelled out to Spain. The policy held by the Insured was for Personal Accident on a 24 Hour basis and Business Travel. In view of the cover taken out a claim was paid for the appropriate benefits under the Personal Accident policy, together with costs incurred under the Medical section, this including the travel, sustenance and accommodation expenses of her parents. Under the Business Travel section of the policy this also provided cover for Legal Expenses to pursue a claim against a third party who had caused Bodily Injury. This was pursued and was successful in claiming damages from the responsible third party.
Total claim: £83,000
An employee of a large bank was injured in the 7/7 bombings in London. She suffered permanent partial injuries, but the precise nature of such injuries would normally take some time to establish. In order to provide a quick resolution, the nature of her injuries were determined as soon as possible in liaison with the consultants and the Insurer was able to make an earlier offer to help her move on with her life.
Total claim: £75,000
*Claims provided by Chubb Insurance
Specialist & Independent
Our in-depth understanding of the unique risk exposures in the art world means we speak your language - and we can save you time and hassle in the event of a claim. Our expertise is backed up with efficient and highly personal service and our wealth of experience spans over 50 years.
Whatever your specialism, we’ll take a creative and innovative approach to structuring your Fine Arts insurance programme and select for you an insurer who demonstrates understanding and experience of your field. We’ll support you with great advice - helping you manage your risks and make good decisions for your business.
At La Playa, we’re passionate about the arts and creative industries – many of us are practitioners and active consumers; in fact, La Playa founded the first ever corporate art collective.
We also offer Business Protection (including Key Person Insurance) and Employee Benefits: a joined up approach with a team of advisers working for your best financial interests - all under one roof
Advice You Can Trust
…from an expert who understands you