Legal Expenses Insurance

Legal Expenses Insurance

Legal Expenses insurance is often thought of as ‘dispute insurance’, because it covers legal and other costs arising out of your vessel’s operations. Without it you’d have to pay these costs yourself.

Unlike liability insurance policies, Legal Expenses insurance may also cover the costs of pursuing claims against people you believe haven’t met their obligations to you. Often these will be contractual partners, but claims must relate to the operation of a vessel. Legal Expenses insurance doesn’t cover the sums at the heart of the dispute; only the legal costs associated with it. It responds to some of the most common causes of dispute…

What if...

  • You’re in dispute with a charterer or charter broker?
  • You believe a ship yard has not met its obligations under a service or repair contract?
  • You encounter a contract dispute over the sale of your vessel?

Cover includes:

  • Your legal fees associated with the dispute
  • Arbitrator or mediator fees
  • Expert adviser costs
  • Opponent’s costs in where a judgement is found against you (excluding fines or penalties)
  • Other legal matters brought against your person or trust
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“La Playa: Insurance with Intelligence. Passionate. Discerning. Independent.”


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You can call us to talk more about your business on +44 (0)1223 200650 or +44 (0)20 3865 0149

What's Covered?

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About La Playa Marine

Specialist & Independent

Specialist & Independent

Our Marine team has decades of experience in yacht insurance – we can guide you through the decision-making process, providing personalised risk advice and protecting your precious downtime. We provide a human face to make sense of marine insurance – real people who work with you at your pace, providing as much (or as little) detail as you wish.

But what makes us unusual is our “portfolio” approach, allowing you to combine your marine, home and vehicle insurance needs. This is no “bolt-on”: by streamlining specialist marine insurance with high net worth home and motor cover, we present an overall more attractive risk package to the insurer. This can mean better rates and time savings - just one payment and a single policy anniversary, minimising the possibilities for gaps in cover and maximising your peace of mind.

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We also offer Investments & Pensions and Financial  Planning: a joined up approach with a team of advisers working for your best financial interests - all under one roof.

Advice You Can Trust
…from an expert who understands you

  • Specialist, global policies for affluent lifestyles
  • Independent, specialist advice
  • Boutique–style, luxury service
  • “Can do” culture
  • Worldwide capability: offices in London & New York
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Photo of Mike Taylor-West ACII

Mike Taylor-West ACII


Direct Dial: +44 (0) 203 290 1774

Mobile: +44 (0) 7500 109737


Twitter: @MTWLaPlaya