It's all too easy to underestimate the replacement cost of your belongings. Research shows that many people with art, antiques, musical instruments and valuable jewellery collections in their home are seriously under-insured on standard home insurance - in the event of a claim, the policy simply won't pay out. It’s a false economy.
Furthermore, many standard policies have restrictive conditions on alarms and safes - which may not suit your lifestyle. Your jewellery may be insured - but not as it lies on your dressing table after an evening out!
One of the key problem areas is the lack of time given to the assessment of the value of general belongings in the home. For example, did you know that the average wardrobe of clothes for a large family home will usually cost in excess of £40,000 to replace?
As part of your home contents insurance, we can help with:
Simple Steps to Protect Your Home Contents
Without turning your home into a Fort Knox you can take some simple steps to help improve your home security.
Home Contents Checklist
Not sure where to start in estimating your home contents? Try our quick and easy Home Contents Calculator – and prepare to be surprised!
Phil B, Private Client
Specialist & Independent
La Playa Private Client creates a safe space for you to live life to the full, enjoying your family, friends, and assets wherever you are in the world - without worry or hassle.
We can make sense of all your insurance needs - property, yachts and superyachts, high-performance and classic cars, private jets, art, wine and jewellery collections – and your liabilities too. We can pull multiple assets together on a single “portfolio” policy – or if you prefer, take care of each item separately.
Amid the impersonal and automated world of large insurance corporations, La Playa provides a refreshingly boutique-style service, with individual advice, and cover based on in-depth understanding of your specific situation. After a detailed and confidential review of your needs and priorities, we’ll structure your insurance arrangements so you know you and your family are protected, come what may.
In-house Wealth Management
We also offer Investments & Pensions and Financial Planning: a joined up approach with a team of advisers working for your best financial interests - all under one roof.
Advice you can trust
…from an expert who understands you