Savings and Investment

Savings and Investment

Whether your priority is improving your lifestyle or attaining financial security, we’ll help you create wealth that can provide funds for your short, medium and long term needs.

We’ll talk through your expectations and specific investment goals (be it further education or a major purchase such as a holiday home), and how much risk you feel comfortable with.

La Playa Wealth can structure a portfolio of investments to fit your tax situation, your attitude to risk and your ethical stance. 

Then we’ll journey with you, proactively managing your investments, flexing the plan and reacting quickly to changing times.

Cash Management

Our Cash Management service is intended to make cash deposit holdings easy for you to control. It provides active management of deposits of £100,000 or more, aiming to achieve interest rates superior to those available on the high street.

Once the funds are paid in, changes can be made by telephone or instructions emailed without the need for more forms or for money to be moved back to your own account between transactions.

Discretionary Fund Management

Our Discretionary Fund Management service is ideal for investing larger sums that you want managed on an “active” basis.  Your money is managed by investment professionals who can make decisions on your behalf.  You can select the level of risk with which you feel comfortable and whether income or growth is a higher priority, and then the investment decisions are made for you.

Investment Bonds

Whether your priority is improving your lifestyle or attaining financial security, we’ll help you create wealth that can provide funds for your short, medium and long term needs. Investment Bonds:

  • ...are lump sum investments in similar areas to those targeted by OEICs & Unit Trust
  • ...can provide certain tax advantages and a facility to withdraw up to 5% of the initial investment as a regular “income”.

OEICs & Unit Trust

Whether your priority is improving your lifestyle or attaining financial security, we’ll help you create wealth that can provide funds for your short, medium and long term needs.

Unit trusts & OEICs (Open Ended Investment Companies) provide an alternative to investing directly into shares, as you invest collectively with other individuals into investment "funds".

Funds can invest in UK & International equities, government & fixed interest securities and commercial property.  They may also focus on specialist investment sectors such as technology or socially responsible enterprise.

Offshore Investments

Offshore investments work well for people who spend some of their time abroad, or who plan to live outside the UK and don't want their investments to be subject to UK tax rules. 

They also enable UK-based investors to “defer” paying tax on some of their investments until a time of their choosing.

Offshore investments are usually based in recognised domains such as the Channel Islands, Dublin and Luxembourg. 

ISAs

The Individual Savings Account (ISA) is a tax-efficient way of saving money to provide a lump sum, for whatever purpose, for the future.

You can invest in stocks and shares or cash. Talk to us to find out how they might work for you. We’ll steer you through the difficult waters of ISA rules to achieve the maximum benefit.

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“Friendly, intelligent, up to the mark and full of common sense.”

Richard S, Private Client

 

Ready to work with us?

You can call us to talk more about your insurance on +44 (0)1223 200650 or +44 (0)20 3865 0149

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About La Playa Private Client

Specialist & Independent

Specialist & Independent

La Playa Private Client creates a safe space for you to live life to the full, enjoying your family, friends, and assets wherever you are in the world - without worry or hassle.

We can make sense of all your insurance needs - property, yachts and superyachts, high-performance and classic cars, private jets, art, wine and jewellery collections – and your liabilities too. We can pull multiple assets together on a single “portfolio” policy – or if you prefer, take care of each item separately. 

Amid the impersonal and automated world of large insurance corporations, La Playa provides a refreshingly boutique-style service, with individual advice, and cover based on in-depth understanding of your specific situation. After a detailed and confidential review of your needs and priorities, we’ll structure your insurance arrangements so you know you and your family are protected, come what may.  

In-house Wealth Management

We also offer Investments & Pensions and Financial Planning: a joined up approach with a team of advisers working for your best financial interests - all under one roof.

Advice you can trust

…from an expert who understands you

  • Specialist, global policies for affluent lifestyles
  • Independent, specialist advice
  • Boutique–style, luxury service
  • “Can do” culture
  • Worldwide capability: offices in London & New York
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Henry Metcalf Chartered FCSI PCIAM

INVESTMENT MANAGER

Direct Dial: +44 (0) 1223 200650

Mobile: +44 (0) 7900 823 838

Email: henry.metcalf@laplayawealth.com

Twitter: @HenryMetcalfLaPlaya