Period properties are works of art. Yet many property owners, brokers and insurance companies are unaware of the complexities involved in insuring them properly. There are nearly 500,000 period properties in England and their owners have a great responsibility to preserve and protect them for future generations. In fact, the consequences of knowingly under-insuring a Grade 1 period property could involve legal action.
So how can you ensure that your period property is properly valued and protected? A standard “off-the-shelf” insurance policy may not be suitable for a Grade 2 listed building - it's worth upgrading to a specialist policy that comes with the advice you'll need. As well as the extra peace of mind, this could save you money both on premiums and on claims settlement.
It's important to work with a period property broker who will take time to assess your specific needs. And after a claim, you'll want sympathy and efficiency, not more hassle. La Playa's specialist policies provide cover for “All Risks” including accidental damage, and we can advise on:
Click here for our datasheet Insuring Period & Listed Buildings.
Charles McDowell, Owner/Founder, Charles McDowell Properties
Specialist & Independent
La Playa Private Client creates a safe space for you to live life to the full, enjoying your family, friends, and assets wherever you are in the world - without worry or hassle.
We can make sense of all your insurance needs - property, yachts and superyachts, high-performance and classic cars, private jets, art, wine and jewellery collections – and your liabilities too. We can pull multiple assets together on a single “portfolio” policy – or if you prefer, take care of each item separately.
Amid the impersonal and automated world of large insurance corporations, La Playa provides a refreshingly boutique-style service, with individual advice, and cover based on in-depth understanding of your specific situation. After a detailed and confidential review of your needs and priorities, we’ll structure your insurance arrangements so you know you and your family are protected, come what may.
In-house Wealth Management
We also offer Investments & Pensions and Financial Planning: a joined up approach with a team of advisers working for your best financial interests - all under one roof.
Advice you can trust
…from an expert who understands you