General Public & Product Liability Insurance

General Public & Product Liability Insurance

Product and Public Liability Insurance protects you when your products or general business activities cause injury or physical damage to others. 

What if...

  • You accidentally damage a client's office property, the co-working space you're in, or a third party lab while on a visit?
  • An employee's business activities bring harm to a member of public - triggering a public liability claim
  • Your product causes harm to someone's property, or causes them injury - and they sue for compensation

Even the most thoroughly tested products can have unforeseen consequences when released. Nobody plans to fail but it's important to be prepared for the worst case scenario. Having this insurance may also be a contractual requirement with your clients, distributors or collaboration partners.

Coverage can include:

  • Your legal defence costs
  • The claimants’ legal costs
  • Compensation awards
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“As always we come away thinking how lucky we are to have found La Playa and the people we deal with there - bet there's not many that can say that about their insurance company!”

Annette B, Company Secretary, ICT


Ready to work with us?

You can call us to talk more about your business on +44 (0)1223 200650 or +44 (0)20 3865 0149

What's Covered?

Monthly Payments
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About La Playa Science & Technology

Specialist & Independent

Specialist & Independent

La Playa's specialist Science & Tech team can help you protect your business with smart, flexible, high-performance insurance - with a friendly human UI. We understand the risks and pressures you face - and we speak your language.  We’ll support you with great advice - helping you make good decisions for your business. 

In-house IFA

We also offer Business Protection (including Key Person Insurance) and Employee Benefits: a joined up approach with a team of advisers working for your best financial interests - all under one roof

Advice You Can Trust

…from an expert who understands you

Tech-based business is 24/7, global and borderless, exposing you to new risks and liabilities - often in unfamiliar places. As the law struggles to keep pace with technology, insurance can provide a real safety net if you fall foul of changing legislation.

  • Specialist insurance for science and technology
  • Independent professional advice
  • Relationship-based service: right beside you when you make a claim
  • “Can do” culture
  • Seamless insurance across UK and US
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Photo of Hanna Beaumont FIRM

Hanna Beaumont FIRM


Direct Dial: +44 (0) 1223 200664

Mobile: +44 (0) 7795 473071


Twitter: @HannaBLaPlaya