Loss, damage and interruption due to a terrorist event are not insured unless you have purchased specific Terrorism Insurance.
Even if you are not the target of a terrorist attack, an event near your business could result in loss of life, property damage, denial of access and business interruption.The definition of an Act of Terrorism contained in the Reinsurance (Acts of Terrorism) Act 1993:
"…acts of persons acting on behalf of, or in connection with, any organisation which carries out activities directed towards the overthrowing or influencing, by force or violence, of Her Majesty’s government in the United Kingdom or any other government de jure or de facto."
The need to protect your assets and liabilities is growing stronger with terrorist activity increasing and evolving.
Selly S, life science client
Specialist & Independent
La Playa's specialist Science & Tech team can help you protect your business with smart, flexible, high-performance insurance - with a friendly human UI. We understand the risks and pressures you face - and we speak your language. We’ll support you with great advice - helping you make good decisions for your business.
We also offer Business Protection (including Key Person Insurance) and Employee Benefits: a joined up approach with a team of advisers working for your best financial interests - all under one roof
Advice You Can Trust
…from an expert who understands you
Tech-based business is 24/7, global and borderless, exposing you to new risks and liabilities - often in unfamiliar places. As the law struggles to keep pace with technology, insurance can provide a real safety net if you fall foul of changing legislation.