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Specialist & Independent

Specialist & Independent

Our Marine team has decades of experience in yacht insurance – we can guide you through the decision-making process, providing personalised risk advice and protecting your precious downtime. We provide a human face to make sense of marine insurance – real people who work with you at your pace, providing as much (or as little) detail as you wish.

But what makes us unusual is our “portfolio” approach, allowing you to combine your marine, home and vehicle insurance needs. This is no “bolt-on”: by streamlining specialist marine insurance with high net worth home and motor cover, we present an overall more attractive risk package to the insurer. This can mean better rates and time savings - just one payment and a single policy anniversary, minimising the possibilities for gaps in cover and maximising your peace of mind.

In-house Wealth Management

We also offer Investments & Pensions and Financial  Planning: a joined up approach with a team of advisers working for your best financial interests - all under one roof.

Advice You Can Trust
…from an expert who understands you

• Specialist, global policies for affluent lifestyles
• Independent, specialist advice
• Boutique–style, luxury service
• “Can do” culture
• Worldwide capability: offices in London & New York

What does “Boutique Service” actually mean?
La Playa’s Personal Risk Concierge means:

1. A dedicated adviser so you can speak to the same person each time
2. Careful listening to really understand your needs and priorities
3. As much help as you need with completing forms to provide risk information
4. A discreet and complimentary appraisal* of your property to assess the risks and ensure you have the right cover where you need it
5. An independent market review - so you don’t have to shop around comparing policies, cover limits, risks covered and smallprint exclusions
6. Careful monitoring of the insurers’ financial strength, claims and customer service
7. An independent recommendation of the best policy for you - and, importantly, why
8. Specialist policy wordings from underwriters who have demonstrated excellence and deep understanding of your risk exposures. We have analysed a wide range of policy wordings and have selected only the best for our panel. Our advisers have a deep working knowledge of these policies 
9. An intelligently designed portfolio of protection across multiple asset classes and territories
10. Advice on how best to manage your risks - to keep you safe but also to keep insurance costs down
11. Expert guidance on valuations, security and risk management, and connecting you with specialist advisers and suppliers
12. Direct phone, mobile and email access to your adviser for questions and advice. We aim to respond to emails within 60 minutes
13. Policy documents emailed to you - no logins and passwords to remember
14. An advocate beside you if you make a claim - thinking laterally to mitigate the impact, making useful connections to get you back up and running; driving through to a swift and fair financial settlement

Oh, and...

• No call centres
• No ‘hold’ music
• No hidden fees

*subject to availability with our insurer panel