Musicians Insurance
Want to obtain a quote? Save time and fill out this form!
A key cornerstone of any business is a sound insurance policy. And when your business is just you as a musician, you need all the support you can get. La Playa offers specialist insurance for you and your musical equipment and instruments, as well as liability insurance.
Freelance musicians are exposed to a unique range of risks – so it’s vital to work with an insurance broker who really understands your work and can provide insurance for musicians. A policy that doesn’t pay out when it comes to the crunch is money down the drain.
Performers Portfolio is a comprehensive and flexible policy for freelance performing artists. It’s an affordable, modular policy that does what it promises to do: providing a fixed level of benefit for certain circumstances (injury, death, loss of a limb). We’ll also make clear what’s NOT covered.
Exclusively available through La Playa, it’s underwritten by Sterling Insurance Company, with premiums from as little as £100 plus tax per annum. Covers include:
- Personal Accident: cover for injuries which could affect your ability to perform – and ultimately, your livelihood
- Public and Product Liabilities: for your teaching activities, audience and merchandise. Public Liability also covers compliance with the Data Protection Act, and health and safety issues
PLUS, depending on your circumstances, you can add in:
- Employers Liability: for volunteers, trainees and co-workers
We can also arrange:
- Business Travel: worldwide cover up to 90 days per trip
- Money: fees, per diems, costume and event DVD sales income, and programme/merchandise cash
- Property: worldwide cover for home office contents, computers (including laptops), instruments, hired-in equipment, sheet music, merchandise stock, show DVDs, brochures
- Loss of income: protects income streams during physical and technological disruptions (fire, flood, power & telecommunications failure, prevention of access to venue and studio)
Want to obtain a quote? Save time and fill out this form!
Click here for a guide for musicians on noise & hearing by BBC Safety.

Paula Hawthorne ACII
Head of Performing Arts
paula.hawthorne@laplayainsurance.com
| Talk to me on 01223 200654 | |
| Download Quotation Form for Performers Portfolio |
Testimonial
“La Playa has an excellent understanding of the orchestral business and operates as a business partner, not just an insurance service. I wouldn't hesitate to recommend them, a great team.”
Britten Sinfonia

