Opera Company Insurance
As an opera company, you can get general business cover from any insurer. But there are good reasons for working with a specialist broker who knows how the industry works and can provide specialist insurance for your opera company and its activities.
The performing arts, by nature, involve some major implications for insurance, and many non-specialist insurers have fixed (and inaccurate) ideas about the industry. Often they charge high premiums to protect themselves against the perceived high costs of cancellation, temperamental artists, unsociable hours, high-risk activities.
That's why we've designed Performing Arts Portfolio, a specialist insurance policy for the unique risk exposures encountered by the music industry and other performing arts. Performing Arts Portfolio is exclusively available through La Playa, and is underwritten by global giant Chubb Insurance.
Performing Arts Portfolio helps avoid expensive duplications by covering many risks under a single policy, including:
- Property: computers, sheet music, audio visual equipment, offices, props, stock and musical instruments
- Business Interruption: protects income streams during physical and technological disruptions (fire, flood, power & telecommunications failure, prevention of access to venue, failure of safety curtain and lighting)
- Public, Product & Employers' Liabilities: compensation payments for damage to third party property or personal injury (audiences and venues)
- Money: box office income, per diems, merchandise/programme cash
- Travel & Touring: trip cancellation, medical expenses, passport replacement, loss of baggage
We can also arrange:
- Cancellation Insurance: singers' voices are fragile instruments, and cancellation insurance can protect you against financial loss as a result of cancellation, abandonment, postponement or re-scheduling of an event.
- Professional Liabilities: protection for allegations of libel, slander, infringement of copyright, breach of confidentiality
- Directors' & Officers' Liability/Trustee Liability Insurance: protection for alleged mismanagement of the organisation

Paula Hawthorne ACII
Head of Performing Arts
paula.hawthorne@laplayainsurance.com
| Talk to me on 01223 200654 | |
| Download Performing Arts Portfolio |
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