The AFO Insurance Scheme

The AFO Insurance Scheme

The AFO Insurance Scheme offers a 20% discount on La Playa's Festival Portfolio, a specialist policy for festivals. 

The Association of Festival Organisers has teamed up with specialist insurance broker La Playa to help protect festivals from spiralling insurance premiums, inadequate cover and expensive duplications from maintaining multiple non specialist policies.

AFO Insurance Scheme benefits:

  • 20% discount for AFO members on Festival Portfolio
  • Free initial pension consultation
  • Comprehensive cover, tailor-made for festivals
  • A broker who understands your organisation
  • Expert professional advice
  • First class service & claims handling

Are you shipshape with the pension regulations?

The Government's new Pension Laws have come into force, and significantly impact every employer in the UK - even those with a single employee. 

If you're wondering: How much do I have to pay? Are my existing arrangements acceptable? How does this affect my freelance and contract workers? What is "auto-enrolment"? Then get in touch for a FREE initial pension consultation.

AFO Association of Festival Organisers logo

Festival Portfolio is exclusively available through La Playa, and is underwritten by arts-friendly QBE Insurance. The Portfolio has been designed by a broker who understands festivals and can negotiate realistic terms with insurers. It helps avoid expensive duplications by covering multiple risks under a single policy, including: 

  • Property: UK cover for office contents, computers, musical instruments, hired-in equipment, marquees, tents, audio & visual equipment and plant, merchandise stock, CDs, brochures and programmes
  • Business Interruption: protects income streams during physical and technological disruptions (fire, flood, power & telecommunications failure, prevention of access to venues)
  • Employers’, Public and Product Liabilities: for volunteers, freelancers, audiences, food/drink and merchandise
  • Money: box office receipts, fees, subsistence expenses and programme/merchandise cash anywhere in the world
  • Trustee Liability Insuranceprotecting your Board against allegations of mismanagement or breach of duty
  • Legal Expenses: protects your company in employment disputes, health & safety issues, contract disputes and tax issues, and provides an advisory service
  • Professional Indemnity: protects against allegations of negligence,breach of duty or mismanagement

We can also arrange:

  • Cancellation Insurance: Cancellation cover replaces lost revenue and reimburses expenditure incurred from an event which is necessarily and unavoidably postponed, abandoned, cancelled, curtailed or relocated in circumstances beyond your control. Read our datasheet
  • Business Travel: worldwide cover for up to 6 months per trip.
  • Professional Indemnity Insurance: protects you against allegations of negligence, breach of duty or mismanagement. Find out more

I found the service provided by Paula very welcoming and helpful. Feeling very uncertain about our needs and requirements meant I was a little nervous about the whole process, but Paula was very patient and explained everything simply and slowly.
Anna P, Festival

"You have made the transition to your company so straightforward and I would like to thank you for that." 
Chris H, Festival

Public And Products Liability Violin Mime

“Thank you for providing such a rapid response. I shall certainly suggest your services when next I know of someone needing performing arts' insurance.”

Actors of Dionysus


Ready to work with us?

You can call us to talk more about your business on +44 (0)1223 200650 or +44 (0)20 3865 0149

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About La Playa Arts & Entertainment

Specialist & Independent

Specialist & Independent

The arts present a very specific set of risk exposures – and now your digital and online risks can expose you globally. We understand the risks and pressures you face - and we speak your language. We’ll support you with great advice - helping you make good decisions for your organisation.

Our exclusive portfolio policies can help streamline costs, and we’ll always help you stay ahead of the game in managing risk. The show must always go on - insurance isn’t just about processing a claim, it’s about thinking laterally to solve challenges and problems fast.

At La Playa, we’re passionate about the arts and creative industries – many of us are practitioners and active consumers; in fact, La Playa founded the first ever corporate art collective!

In-house IFA

We also offer Business Protection (including Key Person Insurance) and Employee Benefits: a joined up approach with a team of advisers working for your best financial interests - all under one roof

Advice You Can Trust

…from an expert who understands you

  • Specialist insurance for entertainment and the arts
  • Independent professional advice
  • Relationship-based service: right beside you when you make a claim
  • “Can do” culture
  • Seamless insurance across UK and US

Premiums start from £560 inclusive of IPT

Photo from Arts & Entertainment
Photo of Tracey McCreath ACII

Tracey McCreath ACII


Direct Dial: +44 (0) 1223 200655


Twitter: @TraceyatLaPlaya