Jewellery Insurance

Jewellery Insurance

If you own antique or designer jewellery, a specialist policy is the best way to maximise protection for your precious items. General policies bought from mortgage lenders and high street insurers often underperform when it comes to precious items - upgrading to a specialist policy is an easy way to safeguard against such bitter disappointment. 

Only a handful of insurers provide specialist policies for discerning homeowners, and La Playa works closely with them to offer you:

  1. Lower rates: with individual risk assessments, the insurer gets a more accurate picture and you don’t pay for others’ carelessness.
  2. No restrictive small printjewellery on your dressing table may be uninsured on a standard home policy - many carry small print clauses that nullify the cover for jewellery not being worn or in a safe.
  3. Choice of jeweller for repair/replacement: would vouchers for a high-street outlet really replace your precious pieces? Some insurers insist you use their supplier to keep their costs down.
  4. Valuation advice: gold and gem prices change with fashion and trends – without good advice you could be paying too much or be under-insured. After a theft, the last thing you need is a tussle over the value of each lost piece.
  5. Extra covers: if you lose one ear-ring the insurer will replace both. And the insurer pays the pre-agreed value regardless of subsequent wear and tear or depreciation.
  6. Cash claims settlement: valuable pieces cannot easily be replaced – or it may take time. Specialist policies pay out claims in cash, so you can choose whether/how to replace.
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“We've been very impressed by your hands-on approach and your pro-activity”

S Criterion

 

Ready to work with us?

You can call us to talk more about your insurance on +44 (0)1223 200650 or +44 (0)20 3865 0149

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About La Playa Private Client

Specialist & Independent

Specialist & Independent

La Playa Private Client creates a safe space for you to live life to the full, enjoying your family, friends, and assets wherever you are in the world - without worry or hassle.

We can make sense of all your insurance needs - property, yachts and superyachts, high-performance and classic cars, private jets, art, wine and jewellery collections – and your liabilities too. We can pull multiple assets together on a single “portfolio” policy – or if you prefer, take care of each item separately. 

Amid the impersonal and automated world of large insurance corporations, La Playa provides a refreshingly boutique-style service, with individual advice, and cover based on in-depth understanding of your specific situation. After a detailed and confidential review of your needs and priorities, we’ll structure your insurance arrangements so you know you and your family are protected, come what may.  

In-house Wealth Management

We also offer Investments & Pensions and Financial Planning: a joined up approach with a team of advisers working for your best financial interests - all under one roof.

Advice you can trust

…from an expert who understands you

  • Specialist, global policies for affluent lifestyles
  • Independent, specialist advice
  • Boutique–style, luxury service
  • “Can do” culture
  • Worldwide capability: offices in London & New York
Photo from Private Client
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Kellie Cawdron Cert CII

PRACTICE MANAGER, PRIVATE CLIENT

Direct Dial: +44 (0) 1223 200671

Mobile: +44 (0) 7789 756330

Email: kellie.cawdron@laplayainsurance.com

Twitter: @KellieCLaPlaya