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Gardens Insurance

Statuary, Antique Urns, Valuable Plants, Ride-On Mowers, Shed Contents and Antique Garden Furniture.

How much loving care (and financial investment!) goes into your garden every year? What if you came home to find it stripped of valuable plants, ornaments and machinery?

Gardening fever seems to have hit even the criminal underworld! Following the recent wave of television programmes on gardening and makeovers, householders are furnishing their outdoor plots with valuable antique statues, water features, urns. All these treasures add style and investment value, but make your peaceful haven vulnerable to theft and damage.

Alarming statistics are filtering through about theft from gardens, and it's not limited to grounds of stately homes; it's private homes too. Initially the thefts were focused on garden statuary, urns and ornamental gates. Now, however, thieves are more audacious:

  • STOLEN - garden benches, tubs and paving
  • STOLEN - potted bay trees and ornamental box, and now fish ponds and coy carp
  • STOLEN - entire avenues of trees
  • STOLEN - entire garden sheds and their contents

There has even been a spate of thefts of entire gardens - every plant stripped away!

One recent case involved antique urns: “The house looked strange - there was something missing. It took a few moments to realise that the large pair of Victorian urns, overflowing with beautiful blooms, that only yesterday had flanked the pillars of the porchway, were there no more”. When this householder tried to make an insurance claim, he ran into major problems when they insisted he obtain a professional valuation and would only settle in full if he produced an invoice and replaced the items.

It seems nothing is sacred any longer - so it's vital to ensure that outside effects are properly insured.

Read our advice on Garden Security.

Mike Cullen

Mike Cullen

Senior Account Executive, Private Clients

mike.cullen@laplayainsurance.com

Talk to me on
01223 200663
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Garden Security

Testimonial
The few claims that I have had to make have been dealt with in a very prompt and professional manner - Thank you!
Phil B, Private Client

 

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