Cyber Risks Insurance

Cyber Risks Insurance

Technology has helped fine arts organisations build brand and communicate on a vast scale, even on tight budgets. But with new technology comes a new Cyber Risk: from a simple website to using social media through to selling artwork, media and arts organisations need to be aware that their day to day activities online expose them to risk in every country on the planet. And yet many are still without Cyber Liability Insurance...

Traditionally beyond the reach of many arts sector budgets, La Playa’s new Cyber Liability policy provides the solution to potential Cyber Risks.

“You wouldn’t hesitate to buy public liability insurance or protection for your venue or equipment – so it makes good business sense to protect yourself in cyberspace, where you’re exposed to risk on a global basis,” says La Playa’s expert, Tracey McCreath. “From laws you've never heard of to hackers, data protection issues and a plethora of copyright material to avoid – Cyber Liability insurance is a must for any business these days, and the arts need to get protected. Cost should no longer be an issue – these rates start at just £300."

What if…

  • …your website was attacked by a virus? 
  • …one of your employees made a defamatory statement on social media?
  • were responsible for a data breach if your employee’s laptop was stolen?

If you have an online presence and are using social media, then you’re vulnerable. Globally. Content, data, intellectual property and defamation – all present major risks. It’s important to work with an insurance broker who really understands the art world and can support you with expert advice and specialist insurance.

Coverage can include:

Protection against costs, expenses and liability arising from the following Cyber Risks:

  • Breach of Privacy or Confidentiality – critical defence against your liability for violation of privacy rights or breach of confidential information
  • Data Breach Costs – we’ll reimburse your costs incurred in dealing with a regulatory investigation, including post-breach costs such as legal, PR & crisis management expenses, customer notifications, credit monitoring and identity theft monitoring costs, and network forensics
  • Regulatory Fines or Contractual Damages – to reimburse sums you’re legally obliged to pay as a direct result of a breach of privacy law or contractual obligation, including PCI-DSS penalties
  • Cyber Liability – your liability for customer/user financial loss or denial of access
  • Business Interruption – for your lost income as a result of viruses, network failure or damage, hacking or cyber-crime causing ‘down-time’
  • Data Extortion – protection against the threat of extortion as the result of the theft of data or damage to your computer network
  • Problems with an outsourcer - we’ll help build protection wherever you face loss or liability, and wherever it arises in your supply chain – including cloud providers & overseas data processors

Click here to take a trip with us through the cyber universe – get informed, clued-up and insured.


“La Playa: Insurance with Intelligence. Passionate. Discerning. Independent.”


Case Study

A UK arts venue had malicious coding inserted into their files from an outside virus attack with the aim of infecting every visitor to their website - despite having suitable firewalls in place. On discovery, the website had to be closed down, a temporary site built – and months later, a permanent one. The costs of the investigation, the temporary and permanent new websites amounted to around £12,000. With no Cyber Insurance in place, this was a significant hit to the venue’s finances.

Read our 10 Reasons Arts Organisations Need Cyber Liability Insurance.

Ready to work with us?

You can call us to talk more about your business on +44 (0)1223 200650 or +44 (0)20 3865 0149

What's Covered?

Monthly Payments
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About La Playa Fine Art

Specialist & Independent

Advice You Can Trust

…from an expert who understands you

  • Specialist insurance for the arts
  • Independent professional advice
  • Relationship-based service: right beside you when you make a claim
  • “Can do” culture
  • Seamless insurance across UK and US


What does “Boutique Service” actually mean?
La Playa’s Personal Risk Concierge means:

  1. A dedicated adviser so you can speak to the same person each time
  2. Careful listening to really understand your needs and priorities
  3. As much help as you need with completing forms to provide risk information
  4. A discreet and complimentary appraisal* of your property to assess the risks and ensure you have the right cover where you need it
  5. An independent market review - so you don’t have to shop around comparing policies, cover limits, risks covered and smallprint exclusions
  6. Careful monitoring of the insurers’ financial strength, claims and customer service
  7. An independent recommendation of the best policy for you - and, importantly, why
  8. Specialist policy wordings from underwriters who have demonstrated excellence and deep understanding of your risk exposures. We have analysed a wide range of policy wordings and have selected only the best for our panel. Our advisers have a deep working knowledge of these policies 
  9. An intelligently designed portfolio of protection across multiple asset classes and territories
  10. Advice on how best to manage your risks - to keep you safe but also to keep insurance costs down
  11. Expert guidance on valuations, security and risk management, and connecting you with specialist advisers and suppliers
  12. Direct phone, mobile and email access to your adviser for questions and advice. We aim to respond to emails within 60 minutes
  13. Policy documents emailed to you - no logins and passwords to remember
  14. An advocate beside you if you make a claim - thinking laterally to mitigate the impact, making useful connections to get you back up and running; driving through to a swift and fair financial settlement

Oh, and...

  • No call centres
  • No ‘hold’ music
  • No hidden fees

*subject to availability with our insurer panel

Photo from Fine Art
Photo of Jane Byde ACII

Jane Byde ACII


Direct Dial: 01223 200650

Mobile: +44 (0) 7342 997211


Twitter: @LaPlayaJane