It's all too easy to underestimate the replacement cost of your belongings. Research shows that many people with art, antiques, musical instruments and valuable jewellery collections in their home are seriously under-insured on standard home insurance. In the event of a claim, the policy simply won't pay out. It’s a false economy.
Furthermore, many standard policies have restrictive conditions on alarms and safes - which may not suit your lifestyle. Your jewellery may be insured - but not as it lies on your dressing table after an evening out!
One of the key problem areas is the lack of time given to the assessment of the value of general belongings in the home. For example, did you know that the average wardrobe of clothes for a large family home will usually cost in excess of £40,000 to replace?
As part of your home contents insurance, we can help with:
Simple Steps to Protect Your Home Contents
Without turning your home into a Fort Knox, you can take some simple steps to help improve your home security.
Home Contents Checklist
Not sure where to start in estimating your home contents? Try our quick and easy Home Contents Calculator – and prepare to be surprised!
La Playa's Personal Risk Concierge service means advice you can trust - from an expert who understands you:
Independent and specialist
As an independent broker, we can advise on the best policies available - and on risk management measures including valuations, security, fire prevention and property marking - preserving the value of your property and giving you complete peace of mind. We have access to excellent terms with market-leading high net worth insurers.
In-house Wealth Management
We see insurance as integral to your financial planning - and our in-house financial advice team provides Wealth Management, Pensions and Financial Planning; a joined up approach with a team of advisers working for your best financial interests - all under one roof.
What does “Boutique Service” actually mean?
La Playa’s Personal Risk Concierge means:
*subject to availability with our insurer panel