Overseas Property Insurance

Overseas Property Insurance

If you think insurance contracts are a tough read, try reading them in another language! Alternatively, you can insure your overseas holiday home or main residence with La Playa and enjoy our first class service and superb cover levels.

We can look after homes anywhere in the world, including property let for holidays - either linked to a UK residence policy or under a standalone policy. Our panel of specialist insurers offers a range of excellent covers for clients with multiple residences and holiday homes. 

Our portfolio policies allow you to insure homes, holiday homes, cars and boats on a single policy – with ONE renewal date and ONE set of paperwork.

Covers* include:

  • Named/all risks depending on policy level selected (fire, lightning, explosion, earthquake, storm, flood, weight of snow, escape of water, oil leakage, smoke damage, theft & vandalism, collision/impact, terrorism & civil commotion, accidental damage to glass & sanitary  ware, loss of rent/alternative accommodation, emergency travel, replacement locks)
  • Public Liability and Employers' Liability
  • Automatic cover for outbuildings
  • Accidental damage to domestic pipes, cables, sewers and drains for which you are responsible
  • Gardens and outdoor items
  • Freezer contents
  • Loss of metered water

*varies according to policy selected and property type

Overseas Property Inverted House

“There is no question that if it was not for what you had done and the speed at which you had done it, this wouldn’t have been resolved so quickly [...] top marks.”

S Criterion


Ready to work with us?

You can call us to talk more about your insurance on +44 (0)1223 200650 or +44 (0)20 3865 0149

What's Covered?

Monthly Payments
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About La Playa Private Client

Specialist & Independent

La Playa's Personal Risk Concierge service means advice you can trust - from an expert who understands you:

  • Specialist, global policies for affluent lifestyles
  • Independent, specialist advice
  • Boutique–style, luxury service
  • “Can do” culture
  • Worldwide capability with offices in London & New York

Independent and specialist
As an independent broker, we can advise on the best policies available - and on risk management measures including valuations, security, fire prevention and property marking - preserving the value of your property and giving you complete peace of mind. We have access to excellent terms with market-leading high net worth insurers.

In-house Wealth Management
We see insurance as integral to your financial planning - and our in-house financial advice team provides Wealth Management, Pensions and Financial Planning; a joined up approach with a team of advisers working for your best financial interests - all under one roof.

What does “Boutique Service” actually mean?
La Playa’s Personal Risk Concierge means:

  1. A dedicated adviser so you can speak to the same person each time
  2. Careful listening to really understand your needs and priorities
  3. As much help as you need with completing forms to provide risk information
  4. A discreet and complimentary appraisal* of your property to assess the risks and ensure you have the right cover where you need it
  5. An independent market review - so you don’t have to shop around comparing policies, cover limits, risks covered and smallprint exclusions
  6. Careful monitoring of the insurers’ financial strength, claims and customer service
  7. An independent recommendation of the best policy for you - and, importantly, why
  8. Specialist policy wordings from underwriters who have demonstrated excellence and deep understanding of your risk exposures. We have analysed a wide range of policy wordings and have selected only the best for our panel. Our advisers have a deep working knowledge of these policies 
  9. An intelligently designed portfolio of protection across multiple asset classes and territories
  10. Advice on how best to manage your risks - to keep you safe but also to keep insurance costs down
  11. Expert guidance on valuations, security and risk management, and connecting you with specialist advisers and suppliers
  12. Direct phone, mobile and email access to your adviser for questions and advice. We aim to respond to emails within 60 minutes
  13. Policy documents emailed to you - no logins and passwords to remember
  14. An advocate beside you if you make a claim - thinking laterally to mitigate the impact, making useful connections to get you back up and running; driving through to a swift and fair financial settlement

Oh, and...

  • No call centres
  • No ‘hold’ music
  • No hidden fees

*subject to availability with our insurer panel

Photo from Private Client
Photo of Mike Taylor-West ACII

Mike Taylor-West ACII


Direct Dial: +44 (0) 203 290 1774

Mobile: +44 (0) 7500 109737

Email: mike.taylorwest@laplayainsurance.com

Twitter: @MTWLaPlaya