If wine is your passion, you’ll want access to your collection - to enjoy, to admire, to share; even just to walk in the stillness of the organic ageing process. But in a home cellar your wine is exposed to risk, which could affect the financial investment you’ve made in it:
…there’s a flood and the labels are washed off?
…heat affects the organoleptic quality and age-worthiness?
…failed aircon or chillers compromise ageing?
…you need to move your collection?
…you buy wine on your travels and it’s damaged before you get home?
…it turns out you under-estimated the value of your collection?
Fine wines derive their value from the aesthetic complexity and rarity they develop with age. Wines become more delicate with age, and extremes of temperature, variation in humidity and vibration can damage their quality and the predictability of their evolution. Which is why you need specialist advice and carefully crafted insurance.
For collections valued at £100,000 or more, La Playa can insure your wine separately, or as part of a portfolio policy covering your collections, homes, cars, boats. Our specialist fine wine insurance covers:
You’ll also enjoy:
Contact us to give your wine the protection and care it deserves.
“To take wine into our mouths is to savor a droplet of the river of human history” - Clifton Fadiman
La Playa offers specialist cover for wines in domestic and warehouse storage and in transit. We can advise on reducing your exposure to common risks - read our advice on Safeguarding Your Wine Collection and What To Do if Your Wine Collection is Flooded.
NB: Premiums start at £750
Richard M, Private Client
La Playa's Personal Risk Concierge service means advice you can trust - from an expert who understands you:
Independent and specialist
As an independent broker, we can advise on the best policies available - and on risk management measures including valuations, security, fire prevention and property marking - preserving the value of your property and giving you complete peace of mind. We have access to excellent terms with market-leading high net worth insurers.
In-house Wealth Management
We see insurance as integral to your financial planning - and our in-house financial advice team provides Wealth Management, Pensions and Financial Planning; a joined up approach with a team of advisers working for your best financial interests - all under one roof.
What does “Boutique Service” actually mean?
La Playa’s Personal Risk Concierge means:
*subject to availability with our insurer panel