Terrorism Insurance

Terrorism Insurance

Loss, damage and interruption due to a terrorist event are not insured unless you have purchased specific Terrorism Insurance.  

Even if you are not the target of a terrorist attack, an event near your business could result in loss of life, property damage, denial of access and business interruption.The definition of an Act of Terrorism contained in the Reinsurance (Acts of Terrorism) Act 1993:

"…acts of persons acting on behalf of, or in connection with, any organisation which carries out activities directed towards the overthrowing or influencing, by force or violence, of Her Majesty’s government in the United Kingdom or any other government de jure or de facto."

The need to protect your assets and liabilities is growing stronger with terrorist activity increasing and evolving.

The consequences to your business if there’s a threat of a terrorist attack are covered under your standard policy. The effects of an actual attack are NOT.
Terrorism Insurance covers include:
  • Business Interruption insurance to protect your income streams, unforeseen expenses and bottom-line profit
  • Commercial Property to protect buildings and contents, located in England, Scotland or Wales
  • Liability Insurance
  • The acts of ideologically motivated groups, such as animal rights activists
Terrorism Police Line Do Not Cross

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Ready to work with us?

You can call us to talk more about your business on +44 (0)1223 200650 or +44 (0)20 3865 0149

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About La Playa Science & Technology

Specialist & Independent

Specialist & Independent

La Playa's specialist Science & Tech team can help you protect your business with smart, flexible, high-performance insurance - with a friendly human UI. We understand the risks and pressures you face - and we speak your language.  We’ll support you with great advice - helping you make good decisions for your business. 

In-house IFA

We also offer Business Protection (including Key Person Insurance) and Employee Benefits: a joined up approach with a team of advisers working for your best financial interests - all under one roof

Advice You Can Trust

…from an expert who understands you

Tech-based business is 24/7, global and borderless, exposing you to new risks and liabilities - often in unfamiliar places. As the law struggles to keep pace with technology, insurance can provide a real safety net if you fall foul of changing legislation.

  • Specialist insurance for science and technology
  • Independent professional advice
  • Relationship-based service: right beside you when you make a claim
  • “Can do” culture
  • Seamless insurance across UK and US
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Photo of Hanna Beaumont FIRM

Hanna Beaumont FIRM


Direct Dial: +44 (0) 1223 200664

Mobile: +44 (0) 7795 473071

Email: hanna.beaumont@laplayainsurance.com

Twitter: @HannaBLaPlaya