In the performing arts, the show must always go on – but for orchestras, good insurance isn’t just about processing a claim, it’s about thinking laterally to solve challenges and problems fast. By supporting you with specialist cover and sound risk management advice La Playa can help you do a great job.
Orchestras and ensembles present very specific risk exposures – and now your digital and online risks can expose you globally. At La Playa, we’re passionate about the arts and creative industries – many of us are practitioners and active consumers; in fact, La Playa founded the first ever corporate art collective.
So why do orchestras need specialist insurance?
1. Cover: orchestras need a diverse range of cover, including “non-standard” property insurance (computers, sheet music, audio visual equipment, props, stock and musical instruments); Business Interruption (to protect income streams during physical and technological disruptions such as fire, flood, power & telecommunications failure, prevention of access to a venue, failure of a safety curtain, sound & lighting); liabilities for audiences, freelancers, volunteers, merchandise and venues; money (box office income, per diems, programme/merchandise cash); and all the protection needed for touring activities. They may also need to consider Cancellation Insurance (especially if they promote their own concerts); Trustee Liability protection for their board; and Professional Liabilities to defend against allegations of libel, slander, infringement of copyright, breach of confidentiality – particularly as their websites expose them to global legislation of which they can have limited knowledge.
2. Definitions/MO: as well as the range of cover needed by an orchestra, there are also key differences in the “definitions” in the contracts: for example, “employees” needs to include volunteers, freelancers, tour managers; and a policy that defines “working hours” as 9-5pm isn’t going to work.
At La Playa, we understand you so well, we'll compete the form for you... Let's talk! Our premiums start at £560 inclusive of IPT.
We can help with:
Specialist & Independent
The arts present a very specific set of risk exposures – and now your digital and online risks can expose you globally. We understand the risks and pressures you face - and we speak your language. We’ll support you with great advice - helping you make good decisions for your organisation.
Our exclusive portfolio policies can help streamline costs, and we’ll always help you stay ahead of the game in managing risk. The show must always go on - insurance isn’t just about processing a claim, it’s about thinking laterally to solve challenges and problems fast.
At La Playa, we’re passionate about the arts and creative industries – many of us are practitioners and active consumers; in fact, La Playa founded the first ever corporate art collective!
We also offer Business Protection (including Key Person Insurance) and Employee Benefits: a joined up approach with a team of advisers working for your best financial interests - all under one roof
Advice You Can Trust
…from an expert who understands you
Premiums start from £560 inclusive of IPT
What does “Boutique Service” actually mean?
La Playa’s Personal Risk Concierge means:
*subject to availability with our insurer panel