Protecting your garden from green-fingered thieves
It can be easy to overlook garden and outbuilding security and this is perhaps why they are now considered an easy target for thieves. The good news is just a few simple actions can make a big difference.
Get your garden effects covered in your household insurance policy, itemising anything worth over £500 and stating its value. Some insurers (such as Chubb) have special policy wordings for gardens. It’s best to work with a broker who has specialist knowledge and can give expert advice.
Think twice before taking the “easy” option of insuring through high-street companies or your mortgage provider – they simply don’t have the time or the expertise to give individual advice, and are bound by standardised and often inadequate policy wordings.
Steps you can take to manage your risk:
Don’t think “It won’t happen to me!" Take sensible steps to look after your home and garden. Make sure you’ll receive a cash settlement in full when you make a claim, so that you’re free to choose how and what you replace any stolen items with. And finally, don’t let worries about theft spoil your enjoyment of your garden!
La Playa's Personal Risk Concierge service means advice you can trust - from an expert who understands you:
Independent and specialist
As an independent broker, we can advise on the best policies available - and on risk management measures including valuations, security, fire prevention and property marking - preserving the value of your property and giving you complete peace of mind. We have access to excellent terms with market-leading high net worth insurers.
In-house Wealth Management
We see insurance as integral to your financial planning - and our in-house financial advice team provides Wealth Management, Pensions and Financial Planning; a joined up approach with a team of advisers working for your best financial interests - all under one roof.
What does “Boutique Service” actually mean?
La Playa’s Personal Risk Concierge means:
*subject to availability with our insurer panel