Garden Security

Garden Security

Protecting your garden from green-fingered thieves

It can be easy to overlook garden and outbuilding security and this is perhaps why they are now considered an easy target for thieves. The good news is just a few simple actions can make a big difference.

Get your garden effects covered in your household insurance policy, itemising anything worth over £500 and stating its value. Some insurers (such as Chubb) have special policy wordings for gardens. It’s best to work with a broker who has specialist knowledge and can give expert advice.

Think twice before taking the “easy” option of insuring through high-street companies or your mortgage provider – they simply don’t have the time or the expertise to give individual advice, and are bound by standardised and often inadequate policy wordings.

Steps you can take to manage your risk:

  • Make a garden inventory and take photographs: include valuable plants and fish, machinery (sit-on mowers etc), statues, urns, ornaments, water features.
  • Always lock sheds and garages.
  • Chain up ladders, which could be used to access upstairs windows.
  • Mark valuable items – preferable by etching the surface: Identidot is a property marking service that applies unique property marking dots to valuables - all but invisible to the naked eye.
  • Postcode-mark cycles.
  • Secure statues and other movable objects.
  • Consider security lighting and a wire-free alarm system (eg: Artguard), or connecting to the house alarm. Remember, high front hedges provide good cover for thieves.

Don’t think “It won’t happen to me!" Take sensible steps to look after your home and garden. Make sure you’ll receive a cash settlement in full when you make a claim, so that you’re free to choose how and what you replace any stolen items with. And finally, don’t let worries about theft spoil your enjoyment of your garden!


“[La Playa] did a brilliant negotiation on our behalf.”

George A, Private Client


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You can call us to talk more about your insurance on +44 (0)1223 200650 or +44 (0)20 3865 0149

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About La Playa Private Client

Specialist & Independent

La Playa's Personal Risk Concierge service means advice you can trust - from an expert who understands you:

  • Specialist, global policies for affluent lifestyles
  • Independent, specialist advice
  • Boutique–style, luxury service
  • “Can do” culture
  • Worldwide capability with offices in London & New York

Independent and specialist
As an independent broker, we can advise on the best policies available - and on risk management measures including valuations, security, fire prevention and property marking - preserving the value of your property and giving you complete peace of mind. We have access to excellent terms with market-leading high net worth insurers.

In-house Wealth Management
We see insurance as integral to your financial planning - and our in-house financial advice team provides Wealth Management, Pensions and Financial Planning; a joined up approach with a team of advisers working for your best financial interests - all under one roof.

What does “Boutique Service” actually mean?
La Playa’s Personal Risk Concierge means:

  1. A dedicated adviser so you can speak to the same person each time
  2. Careful listening to really understand your needs and priorities
  3. As much help as you need with completing forms to provide risk information
  4. A discreet and complimentary appraisal* of your property to assess the risks and ensure you have the right cover where you need it
  5. An independent market review - so you don’t have to shop around comparing policies, cover limits, risks covered and smallprint exclusions
  6. Careful monitoring of the insurers’ financial strength, claims and customer service
  7. An independent recommendation of the best policy for you - and, importantly, why
  8. Specialist policy wordings from underwriters who have demonstrated excellence and deep understanding of your risk exposures. We have analysed a wide range of policy wordings and have selected only the best for our panel. Our advisers have a deep working knowledge of these policies 
  9. An intelligently designed portfolio of protection across multiple asset classes and territories
  10. Advice on how best to manage your risks - to keep you safe but also to keep insurance costs down
  11. Expert guidance on valuations, security and risk management, and connecting you with specialist advisers and suppliers
  12. Direct phone, mobile and email access to your adviser for questions and advice. We aim to respond to emails within 60 minutes
  13. Policy documents emailed to you - no logins and passwords to remember
  14. An advocate beside you if you make a claim - thinking laterally to mitigate the impact, making useful connections to get you back up and running; driving through to a swift and fair financial settlement

Oh, and...

  • No call centres
  • No ‘hold’ music
  • No hidden fees

*subject to availability with our insurer panel

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